img{max-width:100%;height:auto}
/* Mise en page : maquette de site réel, bandes pleine largeur alternées blanc / sarcelle / or clair, colonne de 1120 px. Charte FinalCor (Instagram + guide 7 documents). */
:root{
  --teal:#04746D; --teal-d:#03514C; --gold:#E6B552; --gold-soft:#FBF3E2;
  --ink:#1F2A2E; --muted:#5B6B70; --line:#E3ECEB; --bg:#FFFFFF; --bg-alt:#F4F8F7;
  --on-teal:#FFFFFF; --on-teal-muted:#CFE3E1; --gold-ink:#03514C; --chrome:#1F2A2E; --chrome-ink:#E3ECEB;
  --f:"Inter",system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;
}

*{box-sizing:border-box}
body{background:var(--bg);color:var(--ink);font:16px/1.6 var(--f)}
h1,h2,h3{margin:0;line-height:1.15;text-wrap:balance;font-weight:800;letter-spacing:-.015em}
p{margin:0}
a{color:inherit}
:focus-visible{outline:3px solid var(--gold);outline-offset:2px}
.in{max-width:1120px;margin:0 auto;padding-left:max(16px,env(safe-area-inset-left,0px));padding-right:max(16px,env(safe-area-inset-right,0px))}
.eyebrow{font-size:12px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--teal)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font:700 15px/1 var(--f);padding:14px 20px;border-radius:999px;text-decoration:none;border:2px solid transparent;cursor:pointer}
.btn-gold{background:var(--gold);color:var(--gold-ink)}
.btn-line{border-color:currentColor;background:transparent}
.btn-teal{background:var(--teal);color:var(--on-teal)}

/* Barre de maquette (ne fait pas partie du site) */
.chrome{background:var(--chrome);color:var(--chrome-ink);font-size:13px}
.chrome .in{display:flex;flex-wrap:wrap;align-items:center;gap:10px 18px;padding-block:10px}
.chrome b{color:var(--gold);font-weight:700}
.tabs{display:flex;gap:6px;flex-wrap:wrap;margin-left:auto}
.tabs a{padding:6px 12px;border-radius:999px;text-decoration:none;border:1px solid #3B4B4E}
.tabs a[aria-current="page"]{background:var(--gold);color:#03514C;border-color:var(--gold);font-weight:700}

/* En-tête du site */
.site-head{border-bottom:1px solid var(--line);background:var(--bg);position:sticky;top:env(safe-area-inset-top,0px);z-index:5}
body::before{content:"";position:fixed;inset:0 0 auto;height:env(safe-area-inset-top,0px);z-index:10;background:var(--chrome)}
.site-head .in{display:flex;align-items:center;gap:20px;padding-block:14px}
.logo img{display:block;height:40px;width:auto}
.foot .logo img{height:44px}
.logo{font-weight:800;font-size:20px;letter-spacing:.04em;text-decoration:none;color:var(--teal)}
.logo span{color:var(--gold)}
.nav{display:flex;gap:18px;font-size:14.5px;font-weight:600;color:var(--muted);flex-wrap:wrap}
.nav a{text-decoration:none}
.nav a:hover{color:var(--teal)}
.head-cta{margin-left:auto;display:flex;gap:10px;align-items:center}
.lang{font-size:13px;font-weight:700;color:var(--muted);text-decoration:none}
.head-cta .btn{padding:10px 16px;font-size:14px}
.nav{flex-wrap:nowrap;white-space:nowrap}
.head-cta .btn{white-space:nowrap}
.nav a[aria-current="page"]{color:var(--teal)}
.menu-btn{display:none;font:600 14px var(--f);color:var(--teal);background:none;border:1px solid var(--line);border-radius:999px;padding:9px 14px;cursor:pointer}
@media (max-width:1060px){
  .site-head .in{position:relative;flex-wrap:wrap}
  .menu-btn{display:inline-block}
  .nav{display:none;order:3;width:100%;flex-direction:column;gap:0;padding:6px 0 4px}
  .nav.open{display:flex}
  .nav a{padding:12px 0;border-top:1px solid var(--line);font-size:16px}
}
@media (max-width:480px){.site-head .in{gap:10px}.head-cta{gap:8px}.head-cta .btn{padding:9px 12px;font-size:13px}.logo{font-size:17px}.logo img{height:30px}.hide-s{display:none}}

/* Hero */
.hero{background:linear-gradient(160deg,var(--teal) 0%,var(--teal-d) 100%);color:var(--on-teal)}
.hero .in{display:grid;grid-template-columns:1.25fr .75fr;gap:48px;padding-block:64px 56px;align-items:center}
.hero .eyebrow{color:var(--gold)}
.hero h1{font-size:clamp(34px,5.2vw,56px);margin-top:14px}
.hero h1 em{font-style:normal;color:var(--gold)}
.hero .lede{font-size:18.5px;color:var(--on-teal-muted);margin-top:18px;max-width:52ch}
.hero .ctas{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}
.hero .ctas .btn-line{color:var(--on-teal)}
.hero .small{font-size:13.5px;color:var(--on-teal-muted);margin-top:14px}
.portrait{position:relative;aspect-ratio:4/5;max-width:100%;border-radius:18px;background:rgba(255,255,255,.08);border:2px dashed rgba(230,181,82,.7);display:grid;place-items:center;text-align:center;padding:24px;color:var(--on-teal-muted);font-size:14px}
.portrait strong{display:block;color:var(--on-teal);font-size:16px;margin-bottom:6px}
.badge{position:absolute;left:18px;right:18px;max-width:340px;bottom:22px;background:var(--gold);color:#03514C;padding:14px 20px;border-radius:12px;font-weight:800;font-size:14px;line-height:1.3;text-align:left;box-shadow:0 8px 24px rgba(0,0,0,.18)}
.badge small{display:block;font-weight:600;font-size:12.5px;margin-top:4px;line-height:1.4}
@media (max-width:820px){.hero .in{grid-template-columns:1fr;padding-block:44px}.portrait{aspect-ratio:4/5;max-height:520px}.portrait img{object-position:center 15%!important}.badge{left:14px;right:14px}}

/* Bande d'arguments */
.proof{background:var(--gold-soft);border-bottom:1px solid var(--line)}
.proof .in{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;padding-block:22px}
.proof div{display:grid;gap:2px;min-width:0;text-align:center;justify-items:center}
.proof b{font-size:22px;font-weight:800;color:var(--teal)}
.proof span{font-size:14px;color:var(--muted)}
@media (max-width:760px){.proof .in{grid-template-columns:1fr 1fr}}

section.band{padding-block:72px}
section.alt{background:var(--bg-alt)}
.head2{display:grid;gap:10px;max-width:760px;margin-bottom:36px}
.head2 h2{font-size:clamp(26px,3.4vw,38px)}
.head2 p{color:var(--muted);font-size:17px}

/* Produits */
.prods{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:18px}
.prod{border:1px solid var(--line);border-radius:16px;padding:26px;display:grid;gap:12px;align-content:start;background:var(--bg);min-width:0}
.prod.main{background:var(--teal);color:var(--on-teal);border-color:var(--teal)}
.prod.main .eyebrow{color:var(--gold)}
.prod h3{font-size:22px}
.prod p{color:var(--muted)}
.prod.main p{color:var(--on-teal-muted)}
.prod ul{margin:0;padding-left:18px;display:grid;gap:4px;font-size:15px}
.prod a.more{font-weight:700;font-size:14.5px;text-decoration:none;color:var(--teal);margin-top:4px}
.prod.main a.more{color:var(--gold)}
@media (max-width:880px){.prods{grid-template-columns:1fr}}

/* Ancien banquier */
.banker{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start}
.quote{font-size:clamp(22px,2.6vw,30px);font-weight:700;line-height:1.3;letter-spacing:-.01em}
.quote::before{content:"« ";color:var(--gold)}
.quote::after{content:" »";color:var(--gold)}
.sig{margin-top:18px;color:var(--muted);font-size:15px}
.sig b{color:var(--ink)}
.three{display:grid;gap:14px}
.three>div{display:grid;grid-template-columns:40px 1fr;gap:16px;align-items:start;padding:20px;border-radius:14px;background:var(--bg);border:1px solid var(--line)}
.three>div>div{display:block;min-width:0}
.pill{width:36px;height:36px;border-radius:50%;background:var(--gold);color:#03514C;font-weight:800;display:grid;place-items:center}
.three h3{font-size:17px;margin-bottom:4px}
.three p{color:var(--muted);font-size:15px}
@media (max-width:860px){.banker{grid-template-columns:1fr;gap:28px}}

/* Étapes */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;counter-reset:s}
.step{display:grid;gap:8px;align-content:start;padding-top:18px;border-top:3px solid var(--teal);min-width:0}
.step .n{font-size:13px;font-weight:800;color:var(--teal);letter-spacing:.08em}
.step h3{font-size:18px}
.step p{color:var(--muted);font-size:15px}
@media (max-width:860px){.steps{grid-template-columns:1fr 1fr}}
@media (max-width:480px){.steps{grid-template-columns:1fr}}

/* Tuiles d'équipement (une page SEO par tuile) */
.tiles{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.tile{display:grid;gap:8px;align-content:start;padding:20px;border-radius:14px;background:var(--teal-d);color:var(--on-teal);text-decoration:none;min-width:0;min-height:150px;position:relative}
.tile h3{font-size:17px}
.tile p{font-size:13.5px;color:var(--on-teal-muted)}
.tile::after{content:"→";position:absolute;right:18px;bottom:14px;color:var(--gold);font-weight:800}
.tile:hover{background:var(--teal)}
@media (max-width:900px){.tiles{grid-template-columns:1fr 1fr}}
@media (max-width:440px){.tiles{grid-template-columns:1fr}}
.reviews{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.review{border:2px dashed var(--line);border-radius:14px;padding:20px;display:grid;gap:8px;color:var(--muted);font-size:14.5px;min-width:0}
.review b{color:var(--gold);letter-spacing:2px}
@media (max-width:760px){.reviews{grid-template-columns:1fr}}
/* Calculateur */
.calc{display:grid;grid-template-columns:1fr 1fr;gap:0;border-radius:18px;overflow:hidden;border:1px solid var(--line)}
.calc .inputs{padding:28px;display:grid;gap:14px;background:var(--bg)}
.calc label{display:grid;gap:6px;font-weight:600;font-size:14.5px}
.calc input{font:16px var(--f);padding:12px 14px;border:1px solid var(--line);border-radius:10px;background:var(--bg);color:var(--ink);width:100%}
.calc .out{padding:28px;background:var(--teal-d);color:var(--on-teal);display:grid;gap:10px;align-content:center}
.calc .out .big{font-size:44px;font-weight:800;color:var(--gold);font-variant-numeric:tabular-nums;line-height:1.1}
.calc .out p{color:var(--on-teal-muted);font-size:14.5px}
.calc .warn{grid-column:1/-1;background:var(--gold-soft);padding:16px 28px;font-size:13.5px;color:var(--ink)}
@media (max-width:760px){.calc{grid-template-columns:1fr}}

/* Pages intérieures */
.pghero{background:linear-gradient(160deg,var(--teal) 0%,var(--teal-d) 100%);color:var(--on-teal)}
.pghero .in{padding-block:52px 44px;display:grid;gap:14px;max-width:1120px}
.pghero .eyebrow{color:var(--gold)}
.pghero h1{font-size:clamp(30px,4.4vw,46px);max-width:22ch}
.pghero p{color:var(--on-teal-muted);font-size:18px;max-width:62ch}
.pghero .ctas{display:flex;gap:12px;flex-wrap:wrap;margin-top:8px}
.pghero .btn-line{color:var(--on-teal)}
.two{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:start}
.two>div{min-width:0;display:grid;gap:12px}
.two h2{font-size:clamp(22px,2.8vw,30px)}
.two p{color:var(--muted)}
.box{border:1px solid var(--line);border-radius:16px;padding:24px;background:var(--bg);display:grid;gap:10px}
.box h3{font-size:18px}
.box p,.box li{color:var(--muted);font-size:15.5px}
.checks2{list-style:none;margin:0;padding:0;display:grid;gap:10px}
.checks2 li{display:grid;grid-template-columns:28px 1fr;gap:10px;align-items:start;color:var(--ink)}
.checks2 li::before{content:"✓";width:24px;height:24px;border-radius:50%;background:var(--gold);color:#03514C;font-weight:800;font-size:13px;display:grid;place-items:center}
.fine2{font-size:13.5px;color:var(--muted);font-style:italic}
.about-photo{width:100%;max-width:420px;aspect-ratio:1/1;object-fit:cover;border-radius:18px;border:4px solid var(--gold)}
.contact-card{display:grid;gap:8px;font-size:17px}
.contact-card b{color:var(--teal)}
.mockform{border:2px dashed var(--line);border-radius:18px;padding:28px;display:grid;gap:12px;color:var(--muted);background:var(--bg)}
.mockform .field{height:44px;border:1px solid var(--line);border-radius:10px;background:var(--bg-alt)}
.mockform .lbl{font-weight:600;font-size:14px;color:var(--ink)}
.stepbar{display:flex;gap:8px;align-items:center;font-size:13px;font-weight:700;color:var(--teal)}
.stepbar span{flex:1;height:6px;border-radius:6px;background:var(--line)}
.stepbar span.on{background:var(--teal)}
@media (max-width:860px){.two{grid-template-columns:1fr;gap:24px}}
/* Secteurs */
.chips{display:flex;flex-wrap:wrap;gap:10px}
.chips span{padding:10px 16px;border-radius:999px;border:1px solid var(--line);background:var(--bg);font-weight:600;font-size:15px}

/* Cas client */
.case{display:grid;grid-template-columns:auto 1fr;gap:36px;align-items:center;border-radius:20px;padding:36px;background:var(--bg);border:1px solid var(--line)}
.case .fig{display:grid;gap:4px;padding-right:36px;border-right:1px solid var(--line)}
.case .fig b{font-size:44px;font-weight:800;color:var(--teal);line-height:1;font-variant-numeric:tabular-nums}
.case .fig span{color:var(--muted);font-size:14px}
.case h3{font-size:22px;margin-bottom:10px}
.case p{color:var(--muted)}
.case p+p{margin-top:10px}
.case .fine{font-size:13.5px;font-style:italic}
@media (max-width:760px){.case{grid-template-columns:1fr;padding:24px}.case .fig{border-right:0;border-bottom:1px solid var(--line);padding:0 0 18px}}

/* Bandeau guide */
.guideband{background:linear-gradient(160deg,var(--teal) 0%,var(--teal-d) 100%);color:var(--on-teal)}
.guideband .in{display:grid;grid-template-columns:1fr 280px;gap:40px;align-items:center;padding-block:56px}
.guideband h2{font-size:clamp(26px,3.4vw,36px)}
.guideband h2 em{font-style:normal;color:var(--gold)}
.guideband p{color:var(--on-teal-muted);margin-top:12px;font-size:17px;max-width:52ch}
.guideband .btn{margin-top:22px}
.guideband img{width:100%;max-width:280px;height:auto;justify-self:center;border-radius:10px;box-shadow:0 14px 40px rgba(0,0,0,.3);transform:rotate(2deg);background:#fff}
.guideband .eyebrow{color:var(--gold)}
@media (max-width:760px){.guideband .in{grid-template-columns:1fr}.guideband img{max-width:240px;transform:none}}

/* FAQ */
.faq{display:grid;gap:10px;max-width:820px}
.faq details{border:1px solid var(--line);border-radius:12px;padding:16px 20px;background:var(--bg)}
.faq summary{font-weight:700;cursor:pointer;font-size:16.5px}
.faq details p{color:var(--muted);margin-top:10px}

/* CTA final */
.final .in{display:grid;grid-template-columns:1fr auto;gap:24px;align-items:center;padding-block:56px}
.final h2{font-size:clamp(24px,3vw,34px)}
.final p{color:var(--muted);margin-top:8px}
.final .ctas{display:flex;gap:12px;flex-wrap:wrap}
.final .btn-line{color:var(--teal)}
@media (max-width:760px){.final .in{grid-template-columns:1fr}}

/* Pied de page */
.foot{background:var(--teal-d);color:var(--on-teal-muted);font-size:14px}
.foot .in{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:28px;padding-block:44px 24px}
.foot h4{margin:0 0 10px;color:var(--on-teal);font-size:14px;letter-spacing:.06em;text-transform:uppercase}
.foot ul{list-style:none;margin:0;padding:0;display:grid;gap:6px}
.foot a{text-decoration:none}
.foot .logo{color:var(--on-teal)}
.legal{grid-column:1/-1;border-top:1px solid rgba(255,255,255,.15);padding-top:16px;font-size:12.5px;line-height:1.5}
@media (max-width:760px){.foot .in{grid-template-columns:1fr 1fr}}

/* Page guide */
.gp .in{display:grid;grid-template-columns:1fr 1fr;gap:48px;padding-block:56px 72px;align-items:start}
.gp h1{font-size:clamp(30px,4.4vw,46px);margin-top:12px}
.gp h1 em{font-style:normal;color:var(--teal)}
.gp .lede{color:var(--muted);font-size:18px;margin-top:16px;max-width:50ch}
.gp ul.checks{list-style:none;padding:0;margin:24px 0 0;display:grid;gap:10px}
.gp ul.checks li{display:grid;grid-template-columns:26px 1fr;gap:10px;align-items:start}
.gp ul.checks li::before{content:"✓";width:22px;height:22px;border-radius:50%;background:var(--gold);color:#03514C;font-weight:800;font-size:13px;display:grid;place-items:center;margin-top:2px}
.gp .preview{margin-top:28px;width:100%;max-width:360px;height:auto;border-radius:10px;box-shadow:0 10px 32px rgba(0,0,0,.14);background:#fff}
.form{border:1px solid var(--line);border-radius:18px;padding:28px;display:grid;gap:16px;background:var(--bg);box-shadow:0 12px 40px rgba(4,116,109,.08)}
.form h2{font-size:22px}
.form label{display:grid;gap:6px;font-weight:600;font-size:14.5px}
.form label span.opt{font-weight:400;color:var(--muted)}
.form input,.form select{font:16px var(--f);padding:12px 14px;border:1px solid var(--line);border-radius:10px;background:var(--bg);color:var(--ink);width:100%}
.form .consent{display:grid;grid-template-columns:20px 1fr;gap:10px;font-weight:400;font-size:13.5px;color:var(--muted)}
.form .consent input{width:18px;height:18px;margin-top:2px}
.form .btn{width:100%;margin-top:4px}
.form .fine{font-size:12.5px;color:var(--muted)}
.form textarea{font:16px var(--f);padding:12px 14px;border:1px solid var(--line);border-radius:10px;background:var(--bg);color:var(--ink);width:100%;min-height:90px;resize:vertical}
.form .radios{display:grid;gap:8px}
.form .radios label{display:flex;gap:10px;align-items:center;font-weight:400;border:1px solid var(--line);border-radius:10px;padding:10px 12px;cursor:pointer}
.form .radios input{width:18px;height:18px;margin:0}
.form fieldset{border:0;padding:0;margin:0;display:grid;gap:8px}
.form legend{font-weight:600;font-size:14.5px;margin-bottom:6px}
.form .err{color:#B3261E;font-size:13px;font-weight:600}
.form .invalid{border-color:#B3261E!important}
.form .row2{display:grid;grid-template-columns:1fr 1fr;gap:12px}
@media(max-width:560px){.form .row2{grid-template-columns:1fr}}
.form .back{background:none;border:0;color:var(--teal);font:600 14px var(--f);cursor:pointer;padding:6px 0;width:auto;justify-self:start}
.toast{position:fixed;left:50%;bottom:24px;transform:translateX(-50%);background:var(--ink);color:#fff;padding:12px 18px;border-radius:12px;font-size:14px;z-index:99;max-width:calc(100% - 32px);box-shadow:0 8px 30px rgba(0,0,0,.25)}
[hidden]{display:none!important}
.thanks{display:grid;gap:14px}
.thanks h2{font-size:24px}
.thanks p{color:var(--muted)}
@media (max-width:860px){.gp .in{grid-template-columns:1fr}}

/* Vue plan */
.plan .in{padding-block:48px 72px;display:grid;gap:40px}
.plan h1{font-size:clamp(28px,4vw,40px)}
.plan .lede{color:var(--muted);font-size:17px;max-width:70ch;margin-top:10px}
.tree{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:14px}
.node{border:1px solid var(--line);border-radius:14px;padding:18px;display:grid;gap:6px;align-content:start;min-width:0}
.node b{font-size:16px}
.node code{font-size:13px;color:var(--teal);font-weight:600}
.node p{color:var(--muted);font-size:14.5px}
.node.new{border-color:var(--gold);background:var(--gold-soft)}
.tag{justify-self:start;font-size:11px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;padding:4px 8px;border-radius:6px;background:var(--teal);color:var(--on-teal)}
.node.new .tag{background:var(--gold);color:#03514C}
.tablewrap{overflow-x:auto;border:1px solid var(--line);border-radius:12px}
table{border-collapse:collapse;width:100%;min-width:620px;font-size:14.5px}
th,td{text-align:left;vertical-align:top;padding:12px 14px;border-bottom:1px solid var(--line)}
th{font-size:12px;letter-spacing:.06em;text-transform:uppercase;color:var(--muted);background:var(--bg-alt)}
tr:last-child td{border-bottom:0}
.todo{display:grid;gap:10px;padding-left:20px;margin:0}
.plan h2{font-size:22px;margin-bottom:14px}

@media (prefers-reduced-motion:reduce){*{scroll-behavior:auto!important}}

/* Illustrations des pages intérieures */
.flow{margin:28px 0 0}
.flow svg{width:100%;max-width:520px;height:auto;display:block}
.photo-q{margin:28px 0 0;display:grid;grid-template-columns:150px 1fr;gap:18px;align-items:center}
.photo-q img{border-radius:16px;aspect-ratio:1;object-fit:cover}
.photo-q figcaption{font-size:17px;font-weight:600;color:var(--ink);line-height:1.45}
.photo-q figcaption b{display:block;font-size:14px;color:var(--teal);margin-top:8px}
.pg-split{display:grid;grid-template-columns:1fr auto;gap:32px;align-items:center}
.pg-face{width:150px;height:150px;border-radius:50%;object-fit:cover;border:4px solid var(--gold)}
@media (max-width:640px){.pg-face{width:96px;height:96px}.pg-split{gap:16px}.photo-q{grid-template-columns:110px 1fr}}
.pg-split>div{display:grid;gap:14px}
.head-cta .btn{gap:0}
.foot-contact a{color:inherit;text-decoration:underline;text-underline-offset:3px}.foot-contact a:hover{color:var(--gold)}
.contact-card a[href^="tel"],.contact-card a[href^="mailto"]{color:var(--teal);font-weight:600}
.social a{display:flex;align-items:center;gap:10px}.social svg{width:22px;height:22px;flex:none;color:var(--on-teal)}.social a:hover svg{color:var(--gold)}
/* Exemples de financements */
.cases{background:linear-gradient(160deg,var(--teal-d) 0%,#023B37 100%);color:var(--on-teal)}
.cases .in{padding-block:72px}
.cases .eyebrow{color:var(--gold);font-size:15px;letter-spacing:.14em}
.cases .head2 h2{color:#fff;font-size:clamp(28px,3.8vw,42px)}
.tag{display:inline-block;background:var(--gold);color:#03514C;font-weight:800;font-size:13px;letter-spacing:.04em;text-transform:uppercase;padding:6px 12px;border-radius:999px}
.tag-line{background:transparent;color:var(--gold);border:1px solid var(--gold);text-transform:none;letter-spacing:0;font-weight:600}
.case-main{background:#fff;color:var(--ink);border-radius:22px;padding:36px;box-shadow:0 20px 50px rgba(0,0,0,.25)}
.case-head{display:flex;flex-wrap:wrap;gap:10px;margin-bottom:22px}
.case-main .tag-line{color:var(--teal);border-color:var(--teal)}
.case-grid{display:grid;grid-template-columns:minmax(260px,1fr) 1.3fr;gap:40px;align-items:center}
.case-main .case-amount,.case-amount{font-size:clamp(44px,6vw,64px);font-weight:800;color:var(--teal);line-height:1;margin:0 0 22px;font-variant-numeric:tabular-nums}
.case-small .case-amount.sm,.case-amount.sm{font-size:30px;margin:14px 0 8px;color:var(--gold)}
.bars{display:grid;gap:14px}
.bar{display:grid;grid-template-columns:110px 1fr 56px;gap:12px;align-items:center;font-size:14px;color:var(--muted)}
.bar b{color:var(--ink);font-size:16px;text-align:right}
.track{height:14px;border-radius:999px;background:var(--line);overflow:hidden}
.fill{height:100%;border-radius:999px}
.fill.half{width:50%;background:#9FB2B0}
.fill.full{width:100%;background:var(--gold)}
.case-main h3{font-size:24px;line-height:1.25;margin-bottom:12px}
.case-main p{color:var(--muted);font-size:16.5px}
.case-row{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-top:20px}
.case-small{border:1px solid rgba(255,255,255,.18);background:rgba(255,255,255,.06);border-radius:18px;padding:26px}
.case-small h3{color:#fff;font-size:19px;margin-bottom:8px}
.case-small p{color:var(--on-teal-muted);font-size:15px}
.case-note{margin-top:22px;font-size:13.5px;font-style:italic;color:var(--on-teal-muted)}
@media (max-width:820px){.case-grid,.case-row{grid-template-columns:1fr;gap:24px}.case-main{padding:24px}.bar{grid-template-columns:96px 1fr 50px}}
/* Guide : l'aperçu déborde de la bande en haut et en bas (ordinateur) */
@media (min-width:761px){
  .guideband{position:relative;overflow:visible}
  .guideband .in{grid-template-columns:1fr 380px}
  .guideband img{max-width:380px;margin-block:-110px;position:relative;z-index:2;transform:rotate(3deg);box-shadow:0 30px 60px rgba(0,0,0,.35)}
  .guideband+section .in{padding-top:72px}
  .band:has(+.guideband) .in{padding-bottom:130px}
}
.sec-cta{display:flex;justify-content:flex-end;margin-top:32px}@media (max-width:600px){.sec-cta{justify-content:stretch}.sec-cta .btn{width:100%;justify-content:center}}
.sec-cta{grid-column:1/-1}
/* Accueil : photo plus petite et incitation au contact */
@media (min-width:821px){.hero .in{grid-template-columns:1.4fr .6fr}.portrait{max-width:360px;justify-self:end;aspect-ratio:4/5}}
.talk{display:flex;gap:14px;align-items:center;margin-top:26px;padding:14px 18px;border-radius:14px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.16);max-width:520px}
.talk img{width:48px;height:48px;border-radius:50%;object-fit:cover;border:2px solid var(--gold);flex:none}
.talk b{display:block;color:#fff;font-size:15px}
.talk span{display:block;color:var(--on-teal-muted);font-size:13.5px;margin-top:2px}
.talk a{color:var(--gold);font-weight:700;text-decoration:none;white-space:nowrap}

.calc-pts{list-style:none;padding:0;margin:14px 0 0;display:grid;gap:8px;border-top:1px solid rgba(255,255,255,.16);padding-top:16px}
.calc-pts li{position:relative;padding-left:26px;font-size:14.5px;color:#fff}
.calc-pts li::before{content:"";position:absolute;left:0;top:3px;width:16px;height:16px;border-radius:50%;background:var(--gold) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'%3E%3Cpath d='M4 8.5l2.5 2.5L12 5.5' fill='none' stroke='%23004d47' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/12px no-repeat}

.vs{display:grid;grid-template-columns:1fr 1fr;gap:18px;align-items:end;height:270px;padding-bottom:4px;border-bottom:2px solid var(--line)}
.vs-col{display:flex;flex-direction:column;justify-content:flex-end;align-items:center;height:100%;text-align:center;gap:8px}
.vs-col b{font-size:clamp(22px,2.6vw,30px);font-weight:800;line-height:1;font-variant-numeric:tabular-nums;white-space:nowrap}
.vs-col span{font-size:13.5px;color:var(--muted);order:3;margin-top:4px}
.vs-bar{width:100%;max-width:130px;border-radius:12px 12px 0 0;position:relative;display:flex;align-items:flex-start;justify-content:center}
.vs .bank b{color:#7d8f8d}.vs .bank .vs-bar{height:80px;background:#c9d3d1}
.vs .fc b{color:var(--teal)}.vs .fc .vs-bar{height:160px;background:linear-gradient(180deg,var(--gold) 0 50%,var(--teal) 50% 100%)}
.vs .fc em{font-style:normal;font-weight:800;font-size:15px;color:var(--teal-d);margin-top:28px}
.vs-col{position:relative}.vs-col span{position:absolute;bottom:-30px;left:0;right:0}
.vs{margin-bottom:34px}
.vs{height:auto;border-bottom:0;margin-bottom:0;gap:14px}
.vs-col{height:auto}
.vs-col span{position:static;order:0;border-top:2px solid var(--line);padding-top:8px;width:100%;margin-top:0}
.vs-col .vs-bar{margin-top:2px}
@media (max-width:420px){.vs-col span{font-size:12.5px}}

.calc .out .calc-lbl{text-transform:uppercase;letter-spacing:.12em;font-size:12.5px;font-weight:700;color:var(--gold)}
.calc-sum{display:grid;grid-template-columns:repeat(3,1fr);margin:8px 0 6px;border:1px solid rgba(255,255,255,.18);border-radius:12px;overflow:hidden}
.calc-sum div{padding:12px 14px;background:rgba(255,255,255,.06)}
.calc-sum div+div{border-left:1px solid rgba(255,255,255,.18)}
.calc-sum dt{font-size:12px;color:var(--on-teal-muted);margin-bottom:4px}
.calc-sum dd{margin:0;font-weight:700;color:#fff;font-size:16px;font-variant-numeric:tabular-nums;white-space:nowrap}
@media (max-width:420px){.calc-sum div{padding:10px}.calc-sum dd{font-size:14px}}

.pghero.has-ill .in{grid-template-columns:1.3fr .7fr;align-items:center;gap:30px}
.pg-txt{display:grid;gap:14px;min-width:0}
.inv-ill{margin:0;justify-self:center;width:100%;max-width:340px}
.inv-ill svg{width:100%;height:auto;filter:drop-shadow(0 18px 30px rgba(0,0,0,.25))}
@media (max-width:820px){.pghero.has-ill .in{grid-template-columns:1fr}.inv-ill{max-width:260px}}
.sect4{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.sect4>div{background:var(--bg);border:1px solid var(--line);border-radius:16px;padding:22px;display:grid;gap:8px;align-content:start;border-top:4px solid var(--gold)}
.sect4 svg{color:var(--teal)}
.sect4 h3{font-size:17px}
.sect4 p{color:var(--muted);font-size:14.5px}
@media (max-width:980px){.sect4{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.sect4{grid-template-columns:1fr}}

.fcase{display:grid;grid-template-columns:auto 1fr;gap:36px;align-items:center;padding:32px;border-radius:20px;background:linear-gradient(160deg,var(--teal-d),#023B37);color:var(--on-teal)}
.fcase .tag{display:inline-block}
.fcase-amt{font-size:clamp(38px,5vw,54px);font-weight:800;color:var(--gold);line-height:1;margin-top:14px;white-space:nowrap}
.fcase-amt small{display:block;font-size:16px;color:var(--on-teal-muted);font-weight:600;margin-top:8px}
.fcase h3{color:#fff;font-size:21px;margin-bottom:8px}
.fcase p{color:var(--on-teal-muted)}
@media (max-width:760px){.fcase{grid-template-columns:1fr;gap:18px;padding:24px}}

.consent-opt{background:var(--gold-soft);border-radius:10px;padding:12px 14px}

.talk .talk-ic{width:48px;height:48px;border-radius:50%;background:var(--gold);color:#03514C;display:grid;place-items:center;flex:none;text-decoration:none}
.talk .talk-ic:hover{background:#fff}

.three>.sec-cta.in-three{display:flex;padding:0;border:0;background:none;margin-top:6px;grid-template-columns:none}

.qual{display:grid;gap:14px;padding:16px;border-radius:12px;background:var(--bg-alt,#f3f7f6);border:1px solid var(--line)}
.qual-h{font-weight:700;font-size:14px;letter-spacing:.06em;text-transform:uppercase;color:var(--teal)}
.form .radios.r-inline{display:flex;flex-wrap:wrap;gap:8px}

.legaltxt{max-width:820px;display:grid;gap:12px}
.legaltxt h2{font-size:21px;margin-top:18px}
.legaltxt p,.legaltxt li{color:var(--muted)}
.legaltxt ul{padding-left:20px;display:grid;gap:6px}
.consent a{color:var(--teal);font-weight:600}

.prereq{display:grid;grid-template-columns:1.1fr .9fr;gap:36px;align-items:center;padding:32px;border-radius:20px;border:2px solid var(--gold);background:var(--gold-soft)}
.prereq h2{font-size:clamp(22px,2.6vw,28px);margin:6px 0 10px}
.prereq p{color:var(--muted)}
@media (max-width:820px){.prereq{grid-template-columns:1fr;padding:22px}}

.nofit{display:grid;gap:8px;padding:16px;border-radius:12px;background:#fff4e5;border:1px solid #e8b54e}
.nofit p{color:var(--ink);font-size:14.5px}

.pband{grid-column:1/-1;display:grid;grid-template-columns:1.1fr .9fr;gap:36px;align-items:center;margin-top:40px}
.pband img{width:100%;height:auto;aspect-ratio:3/2;object-fit:cover;border-radius:20px;box-shadow:0 18px 40px rgba(3,81,76,.18)}
.pband.rev img{order:2}
.pband>div{display:grid;gap:12px;justify-items:start}
.pband h3{font-size:clamp(22px,2.6vw,28px);line-height:1.2}
.pband p{color:var(--muted);font-size:16.5px}
@media (max-width:820px){.pband{grid-template-columns:1fr;gap:20px;margin-top:28px}.pband.rev img{order:0}}

.btn-video{background:transparent;border:0;color:#fff;font:inherit;font-weight:700;cursor:pointer;display:inline-flex;align-items:center;gap:10px;padding:10px 4px}
.btn-video:hover{color:var(--gold)}
.btn-video .play{width:38px;height:38px;border-radius:50%;background:var(--gold);position:relative;flex:none}
.btn-video .play::after{content:"";position:absolute;left:15px;top:11px;border-left:12px solid #03514C;border-top:8px solid transparent;border-bottom:8px solid transparent}
.vmodal{position:fixed;inset:0;background:rgba(0,0,0,.8);z-index:100;display:grid;place-items:center;padding:16px}
.vbox{position:relative;height:min(86vh,760px);aspect-ratio:9/16;max-width:100%}
.vbox iframe{width:100%;height:100%;border:0;border-radius:14px;background:#000}
.vclose{position:absolute;top:-14px;right:-14px;width:40px;height:40px;border-radius:50%;border:0;background:#fff;color:#03514C;font-size:26px;line-height:1;cursor:pointer;z-index:1}